Terms of Service

Terms of Service

Last Updated: September 9, 2025

1. Agreement to Terms

Welcome to Acttalk.com (the “Website”). These Terms of Service (“Terms”) create a legally binding agreement between you (“you”) and Acttalk.com (“we,” “us,” or “our”) regarding your access to and use of the Website and its content. By accessing the Website, you acknowledge that you have read, understood, and agree to be bound by all of these Terms. If you do not agree with these Terms, you are prohibited from using the Website and must stop immediately.

2. Intellectual Property Rights

Unless otherwise stated, the Website is our proprietary property. All content, including text, articles, graphics, photographs, logos, and the underlying source code (collectively, the “Content”), as well as the trademarks and service marks (“Marks”), are owned by or licensed to us. This material is protected by copyright, trademark, and other intellectual property laws.

The Content and Marks are provided on the Website “AS IS” for your personal, non-commercial use only. You are granted a limited license to access and view the material.

You agree not to:

  • Copy, reproduce, republish, or distribute any Content or Marks without our prior written permission.
  • Sell, rent, or sub-license material from the Website.
  • Use the Website or its Content for any commercial purpose.

3. User Obligations and Conduct

By using this Website, you agree to use it responsibly and lawfully. You agree that you will not:

  • Use the Website in any way that violates local, state, national, or international law.
  • Post or transmit any material that is defamatory, obscene, harassing, abusive, or otherwise objectionable. This includes comments and any other form of user-generated content.
  • Attempt to gain unauthorized access to our servers, computer systems, or networks.
  • Introduce viruses, trojans, worms, or other malicious or technologically harmful material to the Website.
  • Use any information from the Website to harass or harm another person.

We reserve the right to remove any user-generated content and terminate access for users who violate these rules.

4. User-Generated Content

The Website may allow you to post comments or other content (“User Content”). You are solely responsible for the User Content you post. By posting User Content, you grant us a non-exclusive, worldwide, royalty-free, perpetual license to use, display, reproduce, and distribute your content in connection with the Website.

You confirm that:

  • You own the rights to the User Content you post or have the necessary permissions to post it.
  • Your User Content does not infringe on the intellectual property rights (e.g., copyright, trademark) of any third party.

We do not pre-screen User Content but reserve the right to remove any content that violates these Terms.

5. Disclaimer of Warranties

The Website and its content are provided on an “as is” and “as available” basis. The information on topics like Business, Health, and Technology is for general informational purposes only and does not constitute professional advice.

We make no warranties, express or implied, regarding the accuracy, completeness, reliability, or availability of the content. You should seek professional advice before making decisions based on information found on this Website. For example, health content is not a substitute for medical advice from a qualified doctor, and business content is not a substitute for professional financial or legal advice.

Your use of the Website and reliance on its information is solely at your own risk.

6. Limitation of Liability

In no event shall Acttalk.com, its owners, employees, or affiliates be liable to you or any third party for any direct, indirect, consequential, incidental, special, or punitive damages, including lost profit, lost revenue, or loss of data, arising from your use of the Website or your reliance on its content.

7. Third-Party Links

The Website may contain links to third-party websites or services that are not owned or controlled by us. We do not investigate or monitor these third-party sites and are not responsible for their content, privacy policies, or practices. Accessing any third-party website is at your own risk, and you should review their terms and policies.

8. Termination

We reserve the right to suspend or terminate your access to the Website at our sole discretion, without notice or liability, for any reason, including a breach of these Terms. Provisions that by their nature should survive termination, such as intellectual property rights and limitations of liability, will remain in effect.

9. Modifications to Terms

We may modify these Terms of Service at any time. We will alert you to any changes by updating the “Last Updated” date at the top of this page. It is your responsibility to review these Terms periodically. Your continued use of the Website after such changes are posted constitutes your acceptance of the new Terms.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of Country, without regard to its conflict of law principles. Any legal dispute arising from these Terms will be resolved in the state or federal courts.

11. Contact Us

If you have any questions or concerns about these Terms of Service, please contact us: